In a perfect world insurance companies would always do the right thing. Yet in reality the industry harbors…. a dirty little secret.
“People are giving them money for something they will never receive.”
“What that really means is they’re selling uncollectible insurance.”
Insurance Companies RULE our country. They control our banking…. Look at AIG! TOO BIG TO FAIL! They own WALL STREET. They catch a virus and Wall Street has Diarrhea for a week!
And when Interest rates fall and their investment earnings plummet…..then they run to Congress and SCREAM “TORT REFORM”. “Lawsuits are killing us…they scream…And those Greedy trial lawyers are to blame….. by filing frivolous lawsuits and convincing ignorant juries to dole out obscene verdict.
BUT Ironically, WHAT YOU DON’T KNOW…. Until now is… that Insurance companies regularly and deliberately invite lawsuits whenever the costs and hassles for a third-party claimant look to exceed all potential for recovery.
Rather than just doing the right thing, too many insurers prefer to play a game of litigation chicken. A frivolous lawsuit strategy in reverse. Don’t like it? Sue me. And while insurance companies play rough with consumers, they play even rougher with each other.
Take the process of subrogation for example. Here you have one insurance company making a claim against another. Rather than the “sue me” response,the greeting afforded a subrogation claim usually starts with a two word expletive.Still that does not make this game right whether played against consumers or other insurance companies.
A dollar saved, owing only to a claimant’s sense of pragmatism and threshold for litigation is not a dollar earned in any traditional sense. It is more like a dollar stolen, and it happens all the time
In this Insider Exclusive “Justice in America” Network TV Special, “JUSTICE IN AMERICA – Caleb Brown’s Story” our news team is on location in Fowlerville Michigan, to meet with Tom James, Senior Trial Attorney, at MichiganAutoLaw and his client Caleb Brown and his family, to share how he won a record breaking verdict of $$14.3 million jury verdict on a $25,000 insurance company offer, in a truck accident/brain injury case.
This case is much more than a truck accident resulting in serious brain injury. It’s more a case about the lengths of how far the defendant’s insurance company, SECURA Insurance, and its responsible adjuster, Laura Canfield, were willing to go to intimidate, “pinch/ squeeze” or force hardship on the victims, the Brown family.
SECURA placed cameras on Caleb’s property; on the shoulder of the Interstate to video tape him and his family at home; and at their children’s grade school.
SECURA sent the camera surveillance to Caleb’s Workers Comp Insurer which resulted in a termination of all benefits including medical bill payments, lost wages, and all assistance from the workers compensation insurance company. SECURA has an extensive list of customer complaints seen here with the Better Business Bureau.
Tom James will explain that despite the fact that neither party wanted to go to trial, SECURA, the Defendant’s Insurance Company insisted on going to trial
SECURA insurance company could have completely avoided this trial by negotiating in good faith; however, they choose to expose their policyholders, the Comstocks, to a potential excess verdict resulting in the verdict of $14.3 Million.
Tom will discuss some current legislation in the Michigan Senate, Bill #329, which is meant codify a Bad Faith law which should help future families like the Browns and the Comstocks.
Please contact Tom James @ MichiganAutoLaw for more info: https://www.michiganautolaw.com/about/attorneys/thomas-james/ (855) 746-6319